Learn how to easily cash out BRI deposits either offline at a branch office or via the BRImo application with simple and practical steps.
BRI Deposit is a banking product that is widely chosen by Indonesian people, especially those who want to get higher interest rates compared to regular savings.
After the agreed deposit period ends, customers have the right to withdraw the funds that have been invested.
The process of withdrawing BRI deposits can be done in two ways, namely offline directly to the branch office or through the BRImo application online.
The following is a complete explanation of the two methods, as well as the steps you need to follow to withdraw BRI deposits according to your needs.
How to Withdraw BRI Deposits Offline at Branch Offices
For some customers, the process of withdrawing deposits offline at branch offices is more convenient and easier to do. Here are the steps you must follow to withdraw BRI Deposits offline:
1. Visit the BRI Branch Office
The first step is to visit the BRI branch office where you opened the deposit. Make sure you come during the operating hours of the branch concerned.
Operating hours usually start at 08.00 to 15.00 on weekdays. Don’t forget to bring important documents such as savings books, deposit certificates, and KTP or SIM for identity verification.
2. Meet the Bank Officer
Upon arrival at the branch office, meet the bank officer on duty in the customer service or teller section. Tell them your intention to withdraw your matured deposit. The officer will ask you to complete several documents and provide a withdrawal form.
3. Fill in the Deposit Withdrawal Form
The officer will provide a deposit withdrawal form that you need to fill in with complete and correct data. Usually, this form will ask for information such as account number, amount of funds to be withdrawn, and choice of withdrawal method (either by transfer or cash).
4. Sign the Form and Submit Supporting Documents
After filling out the form, you will be asked to sign it. Make sure you sign the form in the space provided. Also submit the requested supporting documents, such as your ID card, certificate of deposit, and savings book if you choose to withdraw funds via transfer.
5. Document Verification Process
The bank officer will verify the documents to ensure that you are the rightful owner of the deposit. This verification is important to avoid errors or misuse of funds. Make sure all the data you provide matches the information in the bank’s system.
6. Fund Disbursement Process
After verification is complete, the officer will immediately process the deposit disbursement according to your request.
If you choose cash disbursement, you will receive money in physical form. If you choose transfer, the funds will be transferred directly to the BRI account you have specified. This process usually takes place quickly, only a few minutes.
How to Withdraw BRI Deposits Online Using BRImo
To make it easier for customers, Bank BRI also provides convenience in withdrawing deposits through the BRImo mobile banking application.
With this application, you can withdraw deposits anytime and anywhere without having to go to a branch office. Here are the steps to withdraw BRI deposits online using the BRImo application:
1. Download and Install the BRImo Application
The first step you have to do is download the BRImo application. You can download it on Google Play Store for Android users or App Store for iOS users. Make sure you have installed this application on your smartphone before proceeding.
2. Login to BRImo Account
Once the application is installed, open the BRImo application and log in using the registered user ID and password. If you don’t have a BRImo account yet, you can register first through the application by following the instructions given.
3. Navigate to Deposit Menu
After successfully logging in, look for the “Deposit” menu on the main page of the BRImo application. Usually, this menu is located in the main menu or submenu that contains other banking services.
If this menu is not visible, try checking your internet connection or make sure the BRImo application is updated.
4. Select the Deposit to be Disbursed
On the Deposit menu page, you will see a list of deposits you have. Select the deposit you want to withdraw and make sure that the deposit has matured. Click on the selected deposit to continue the withdrawal process.
5. Enter the withdrawal amount
After selecting a deposit, you will be asked to enter the amount of funds you wish to withdraw. Make sure the amount entered is in accordance with your needs. If you wish to withdraw the entire deposit, simply select the full amount.
6. Confirmation of Disbursement
Please double check the disbursement information you have entered. Make sure all data, such as the withdrawal amount and destination account, are correct.
After that, press the “Confirm” button to continue. You may be asked to enter a password or OTP code sent via SMS to your mobile number.
7. Process Completed
Once the confirmation is complete, the BRImo application will process your deposit withdrawal. The funds will be immediately transferred to your savings account at BRI, and you will receive a notification that the withdrawal process was successful. The funds will be available in a short time, and you can use or withdraw them at any time.
BRI Deposit Withdrawal Requirements
Whether offline or online, there are several requirements and documents that you need to prepare so that the deposit withdrawal process runs smoothly. Here are some of the requirements for BRI deposit withdrawals:
1. Proof of Deposit Ownership
Bring the deposit certificate or deposit book you received when you opened the deposit. This document is used to verify ownership of funds.
2. Self Identity
Make sure you bring a valid ID card, driver’s license, or passport. This identity is required to verify that you are the legitimate owner of the deposit.
3. BRI Savings Book or Account
Bring your BRI savings book or state the BRI account number that will be used to transfer funds, if you choose the option of disbursing funds via transfer.
4. Owner’s Signature
The deposit owner is required to sign the disbursement form as approval to proceed with the disbursement.
Withdrawing BRI deposits is now easier with two choices of methods, namely offline directly to the branch office or online through the BRImo application.
Both methods allow you to access deposit funds quickly and safely according to your preferences. Make sure to prepare all the necessary documents to speed up the disbursement process.
By using BRImo, you can cash out your deposit anytime and anywhere without having to go to a branch office.
Meanwhile, for BCA Deposit, offline options allow you to get direct experience interacting with officers at BRI branches. Hopefully, this guide helps you in cashing out BRI deposits in the most convenient way!
